Welcome to the Standard Terms and Conditions of Business for Viceroy Invest Ltd located at West Midlands House, Gipsy Lane, Willenhall, West Midlands, WV13 2HA.  Company Registration Number 5263439, with its registered offices at 78, Birmingham Street, Oldbury, West Midlands, B69 4EB.

By accessing this Website, you agree to be bound by our Standard Terms and Conditions of Business.  If you have any queries with regards to these terms and conditions then call our office on 0121 609 7095.

1. I understand that as a free Associate Member, I am under no obligation to purchase property through Viceroy Invest Ltd.  Upon my first property purchase I will be automatically elevated to a Premier Member and receive details of property opportunities in advance of Associate Members.  I understand that there is no charge for either of these membership levels and that I may cancel my membership at any time.
2. I give my authority to Viceroy Invest Ltd to make contact with me either by email, telephone or post alerting me to property opportunities, but if I choose to take no action upon these alerts, the remaining terms will apply.
3. I understand that, when reserving a property through Viceroy Invest Ltd, any reservation fee required by the Vendor is non-refundable.  Should Viceroy Invest Ltd collect the Reservation Fee from me on behalf of the Vendor, I understand that such fee will be duly passed to the Vendor on my behalf and therefore remain non-refundable.  Once paid, any disputes over the reservation fee are between the purchaser and the Vendor and Viceroy Invest Ltd has no jurisdiction in this respect.
4. I understand (unless otherwise stated) there will be an Arrangement Fee payable on each property purchased through Viceroy Invest Ltd.  This is specified in the appropriate information supplied online for each promoted property opportunity in the Viceroy Invest Members Area.
5. I understand that the arrangement fee applicable is payable to Viceroy Invest Limited at time of reservation for each property purchased and not on exchange of contracts or legal completion. 
6. I understand that exchange of contracts may occur many months before legal completion.  Following exchange of contracts or a period of 60 days from receipt of payment whichever sooner, I understand and agree that the arrangement fee is non-refundable and that Viceroy Invest Ltd cannot be held responsible for the performance of any third party vendor or any breach of contract by any third party vendor or any market condition or any changes imposed by planning authorities or similar which may affect the purchase in any way. 
7. Where an arrangement fee is not payable I understand and agree that if a reservation is cancelled prior to exchange of contracts then Viceroy Invest Limited reserve the right to charge a cancellation fee of £500 + VAT towards any administration costs.  
8. I understand that on certain property opportunities I may be requested to use a solicitor appointed by Viceroy Invest Ltd for conveyance on certain properties.  This is in the interests of efficiency and although I have the right to use my own solicitor, I agree to co-operate in this respect.
9. I understand that it is solely my own liability to arrange mortgage finance through a third party and I understand that Viceroy Invest Ltd offers no guarantee that I will be offered mortgage lending at any stage in the buying process, from offer to completion.  Should I choose to exchange contracts with any vendor without having obtained a formal mortgage offer, I understand that I may be required to settle in cash on completion or forfeit any deposits paid.  The obtaining of a mortgage is my own responsibility.
10. I understand that property values can decrease as well as increase.  Viceroy Invest Ltd makes no express or implied income claims.  I understand that rental income achieved may not always match that predicted.
11. I understand, accept and agree with the following: -
    
    1. Neither Viceroy Invest Ltd, nor any of its partners, directors; employees or representatives will be liable for damages arising out of or in connection with the use of information provided on any document or marketing material.
       
    2. The details contained in any online information provided are intended for guidance only.  Any photographs, illustrations, plans and sizes, only give a general indication of the proposed development.  The Vendor operates a policy of continuous development and features, specifications and elevation treatments may vary.  The Vendor reserves the right to alter any part of the development.  Particulars described in any online information should not be relied upon as accurately describing any specific matters.  Tables, projections and profit forecasts are for illustrative purposes only.
       
    3. Viceroy Invest Ltd services are not regulated, we encourage all investors to seek appropriate financial and tax advice from suitably regulated sources.
       
    4. Viceroy Invest Ltd are not responsible for any errors or omissions, whether due to us or to our sources of information, nor are we liable, directly or indirectly, from any loss whatsoever that may arise from them.  All purchase price values are correct at time of going to press but may be affected without notice from the Vendor.
       
    5. Neither Viceroy Invest Ltd nor any of its partners, directors, employees or representatives will be liable for damages arising out of or in connection with the use of online information provided in any electronic or printed format.

Viceroy Invest Ltd, their representatives and any joint agents give notice that: -

Whilst Viceroy Invest Ltd does its utmost to verify the contents of any printed or electronic formatted document, they have no authority to make or give any representations or warranties in relation to any property.  Any particulars provided do not form part of any offer or contract and must not be relied upon as statements or representations of fact.  Any areas, measurements or distances are approximate.  Any text, photographs and plans are for guidance only and are not necessarily comprehensive.

It should not be assumed that the property has all necessary planning; building regulation or other consents and Viceroy Invest Ltd have not tested any services, equipment or facilities.

Purchasers must satisfy themselves by inspection or otherwise.  Any particulars or plans provided were prepared from preliminary plans and specifications before completion of the properties and are intended only as a guide.  They may have been changed during construction or finishes could vary.  Prospective purchasers should not rely on this information but get their solicitor to check the plans and specification attached to their contract.

It is encouraged that due diligence be exercised by each individual purchaser.  Viceroy Invest Ltd is not providing financial advise under the regulations of the Financial Services Authority.  We recommend that before making any decisions based on the information provided, that you should consult with any specialist advisors introduced to you by Viceroy Invest Ltd or take independent legal and financial advice.

Your home is a risk if you do not keep up repayments on a mortgage or other loan secured on it.  Mortgages are subject to status.  Mortgage offers are also dependent on your financial circumstances at the time of application.

Your username and password provided by Viceroy Invest Ltd is unique to you. You must not reveal your username and password to any other person.

You must not print, reproduce, transmit or reveal the contents of the members area in any form or by any means to any other party, without the prior written consent of an authorised representative of Viceroy Invest Limited.

Before becoming a free Associate Member of Viceroy Invest Ltd, and before reserving any property through Viceroy Invest Ltd, I confirm that I have read, agree and accept the above Terms and Conditions of Business. Any property reservations I may make in the future will be subject to these terms and conditions of business, and any others, which may apply from time to time.